I dont like HSBC.

Because they don't like me. As you may know, HSBC bought Direct Merchants Bank. I used to be a customer of Direct Merchants Bank. To be honest, I did not like the card. There were no perks.

I just received a letter from HSBC, informing me that they closed my account. Great, so now my credit utilization skyrockets. That's why I don't like HSBC, and advise you to not do business with lowsy banks like them. Grrr!